/* ================================
   GoCompareInvest — design system
   (matched to brand reference: dark purple/black, gold accent, rounded cards)
   ================================ */

@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,500;9..144,600;9..144,700&family=IBM+Plex+Sans:wght@400;500;600;700&display=swap');

:root{
  --ink:#0B0714;
  --surface:#171126;
  --surface-2:#1E1730;
  --line:#2E2444;
  --line-soft:#221B34;
  --violet:#8B5CFF;
  --violet-dim:rgba(139,92,255,0.16);
  --gold:#F2B93B;
  --gold-bright:#FFCB5C;
  --sage:#6FD3A3;
  --rust:#E0725A;
  --paper:#F4F1FA;
  --paper-dim:#B4AEC9;
  --paper-faint:#786E93;

  --serif:'Fraunces', Georgia, serif;
  --sans:'IBM Plex Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

  --max:1180px;
  --radius:14px;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
html:focus-within{scroll-behavior:auto;}

body{
  margin:0;
  background:
    radial-gradient(680px circle at 88% 0%, rgba(139,92,255,0.28), transparent 60%),
    radial-gradient(520px circle at 4% 22%, rgba(139,92,255,0.16), transparent 60%),
    radial-gradient(600px circle at 50% 100%, rgba(242,185,59,0.08), transparent 60%),
    var(--ink);
  background-attachment:fixed;
  color:var(--paper);
  font-family:var(--sans);
  font-size:16px;
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
}

img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}

h1,h2,h3,h4{
  font-family:var(--serif);
  font-weight:600;
  margin:0 0 .5em 0;
  color:var(--paper);
  letter-spacing:-0.01em;
}

h1{font-size:clamp(2.4rem,4.4vw,3.6rem);line-height:1.05;font-weight:500;}
h2{font-size:clamp(1.7rem,2.6vw,2.3rem);line-height:1.15;}
h3{font-size:1.3rem;line-height:1.3;}

p{margin:0 0 1em 0;max-width:62ch;color:var(--paper);}
p.lede{font-size:1.15rem;color:var(--paper-dim);max-width:52ch;}

.muted{color:var(--paper-dim);}
.small{font-size:.875rem;}

:focus-visible{
  outline:2px solid var(--gold-bright);
  outline-offset:3px;
}

@media (prefers-reduced-motion: reduce){
  *{animation-duration:0.01ms !important;animation-iteration-count:1 !important;transition-duration:0.01ms !important;scroll-behavior:auto !important;}
}

.wrap{
  max-width:var(--max);
  margin:0 auto;
  padding:0 28px;
}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:12px 24px;
  border-radius:999px;
  font-family:var(--sans);
  font-weight:600;
  font-size:.95rem;
  cursor:pointer;
  border:1px solid transparent;
  white-space:nowrap;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease, color .15s ease;
}
.btn-primary{
  background:linear-gradient(135deg, var(--gold-bright), var(--gold));
  color:#1A1206;
  box-shadow:0 10px 24px rgba(242,185,59,0.25);
}
.btn-primary:hover{transform:translateY(-1px);box-shadow:0 14px 30px rgba(242,185,59,0.35);}
.btn-ghost{
  background:rgba(255,255,255,0.03);
  border-color:var(--line);
  color:var(--paper);
}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold-bright);}
.btn-block{width:100%;justify-content:center;}

/* ---------- header / nav ---------- */
.site-header{
  border-bottom:1px solid var(--line-soft);
  position:sticky;
  top:0;
  background:rgba(11,7,20,0.82);
  backdrop-filter:blur(10px);
  z-index:50;
}
.site-header .wrap{
  display:flex;
  align-items:center;
  justify-content:space-between;
  height:76px;
}
.brand{
  display:flex;
  align-items:center;
  gap:10px;
  font-family:var(--serif);
  font-size:1.25rem;
  font-weight:600;
  color:var(--paper);
}
.brand .mark{
  width:34px;height:34px;
  border-radius:9px;
  background:linear-gradient(150deg,var(--violet) 0%,var(--gold) 130%);
  display:flex;align-items:center;justify-content:center;
  color:#100B1E;
  font-family:var(--serif);
  font-weight:700;
  font-size:1.05rem;
}
.brand span.dim{color:var(--paper-dim);font-weight:400;}

nav.primary-nav{
  display:flex;
  align-items:center;
  gap:30px;
}
nav.primary-nav a{
  font-size:.95rem;
  color:var(--paper-dim);
  padding:6px 0;
  border-bottom:1px solid transparent;
}
nav.primary-nav a:hover, nav.primary-nav a.active{
  color:var(--paper);
  border-bottom-color:var(--gold);
}
.nav-actions{display:flex;align-items:center;gap:16px;}
.nav-actions a.login-link{color:var(--paper-dim);font-size:.95rem;}
.nav-actions a.login-link:hover{color:var(--paper);}

.nav-toggle{
  display:none;
  background:none;border:1px solid var(--line);
  color:var(--paper);
  width:40px;height:40px;
  border-radius:10px;
  cursor:pointer;
}

@media (max-width:900px){
  nav.primary-nav{
    position:absolute;
    top:76px;left:0;right:0;
    flex-direction:column;
    align-items:flex-start;
    background:var(--surface);
    border-bottom:1px solid var(--line);
    padding:8px 28px 20px;
    gap:4px;
    display:none;
  }
  nav.primary-nav.open{display:flex;}
  nav.primary-nav a{width:100%;padding:10px 0;border-bottom:1px solid var(--line-soft);}
  .nav-toggle{display:block;}
  .nav-actions .login-link{display:none;}
}

/* ---------- hero ---------- */
.hero{
  padding:76px 0 64px;
  border-bottom:1px solid var(--line-soft);
  position:relative;
  overflow:hidden;
}
.hero-grid{
  display:grid;
  grid-template-columns:1.05fr 0.95fr;
  gap:56px;
  align-items:start;
}
.hero-copy p.lede{margin-bottom:28px;}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:36px;}
.hero-stats{
  display:flex;
  gap:34px;
  flex-wrap:wrap;
  padding-top:28px;
  border-top:1px solid var(--line-soft);
}
.hero-stats .stat b{
  display:block;
  font-family:var(--serif);
  font-size:1.7rem;
  color:var(--gold-bright);
  font-weight:600;
}
.hero-stats .stat span{color:var(--paper-dim);font-size:.85rem;}

/* filter & search panel (hero) */
.filter-panel{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:26px;
  box-shadow:0 30px 60px rgba(0,0,0,0.45);
}
.filter-panel .panel-title{
  font-family:var(--serif);
  font-size:1.1rem;
  margin-bottom:18px;
}
.filter-panel .search-row{
  display:flex;
  gap:10px;
  margin-bottom:16px;
}
.filter-panel .search-row input{
  flex:1;
  background:var(--ink);
  border:1px solid var(--line);
  color:var(--paper);
  padding:12px 16px;
  border-radius:10px;
  font-family:var(--sans);
  font-size:.92rem;
}
.filter-panel .search-row input:focus{border-color:var(--gold);}
.filter-panel .filter-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:14px;
}
.filter-panel .filter-grid .field label{
  display:block;
  font-size:.75rem;
  color:var(--paper-dim);
  margin-bottom:6px;
}
.filter-panel .filter-grid select{
  width:100%;
  background:var(--ink);
  border:1px solid var(--line);
  color:var(--paper);
  padding:10px 12px;
  border-radius:8px;
  font-family:var(--sans);
  font-size:.88rem;
}
@media (max-width:640px){
  .filter-panel .filter-grid{grid-template-columns:1fr 1fr;}
}

.risk-pill{
  display:inline-block;
  padding:3px 10px;
  border-radius:20px;
  font-size:.75rem;
  border:1px solid var(--line);
}
.risk-pill.low{color:var(--sage);border-color:rgba(111,211,163,0.4);}
.risk-pill.medium{color:var(--gold-bright);border-color:rgba(255,203,92,0.4);}
.risk-pill.high{color:var(--rust);border-color:rgba(224,114,90,0.45);}

@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr;}
}

/* ---------- trust bar ---------- */
.trust-bar{
  display:flex;
  gap:40px;
  flex-wrap:wrap;
  align-items:center;
  margin-top:34px;
}
.trust-bar .headline{
  font-family:var(--serif);
  font-size:1.05rem;
}
.rating-badge{
  display:flex;
  align-items:center;
  gap:8px;
  font-size:.85rem;
  color:var(--paper-dim);
}
.rating-badge .stars{color:var(--gold-bright);letter-spacing:1px;}

/* ---------- sections ---------- */
.section{padding:72px 0;border-bottom:1px solid var(--line-soft);}
.section.tight{padding:48px 0;}
.section-head{
  display:flex;
  justify-content:space-between;
  align-items:flex-end;
  gap:24px;
  margin-bottom:36px;
}
.section-head p{margin:0;}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;}
@media (max-width:900px){
  .grid-3,.grid-4{grid-template-columns:repeat(2,1fr);}
  .grid-2{grid-template-columns:1fr;}
}
@media (max-width:600px){
  .grid-3,.grid-4,.grid-2{grid-template-columns:1fr;}
}

.card{
  background:var(--surface);
  border:1px solid var(--line);
  padding:26px;
  border-radius:var(--radius);
  box-shadow:0 20px 40px rgba(0,0,0,0.28);
}
.card h3{margin-bottom:10px;}
.card p{color:var(--paper-dim);font-size:.95rem;}
.card .num{
  font-family:var(--serif);
  color:var(--gold-bright);
  font-size:1.6rem;
  margin-bottom:14px;
  display:block;
}

.step-list{list-style:none;margin:0;padding:0;counter-reset:step;}
.step-list li{
  counter-increment:step;
  display:grid;
  grid-template-columns:44px 1fr;
  gap:20px;
  padding:22px 0;
  border-top:1px solid var(--line-soft);
}
.step-list li:first-child{border-top:none;}
.step-list li::before{
  content:counter(step);
  font-family:var(--serif);
  color:var(--gold-bright);
  font-size:1.3rem;
}

/* ---------- "Top Rated" investment type cards ---------- */
.type-card{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:22px;
  box-shadow:0 20px 40px rgba(0,0,0,0.3);
  display:flex;
  flex-direction:column;
}
.type-card-header{
  display:flex;
  align-items:center;
  gap:12px;
  margin-bottom:14px;
}
.type-icon{
  width:44px;height:44px;
  border-radius:11px;
  background:linear-gradient(135deg,var(--violet),var(--gold));
  display:flex;align-items:center;justify-content:center;
  font-family:var(--serif);
  font-weight:700;
  color:#0F0B1C;
  font-size:1.1rem;
  flex-shrink:0;
}
.type-card-header .names{min-width:0;}
.type-card-header .names .cat{display:block;font-size:.72rem;color:var(--paper-dim);text-transform:none;}
.type-card-header .names h3{font-size:1rem;margin:2px 0 0 0;line-height:1.25;}
.type-card .stars{color:var(--gold-bright);letter-spacing:1px;font-size:.95rem;margin-bottom:2px;}
.type-card .reviews{font-size:.72rem;color:var(--paper-dim);margin-bottom:16px;display:block;}
.type-card table{width:100%;border-collapse:collapse;margin-bottom:16px;}
.type-card td{padding:8px 0;border-top:1px solid var(--line-soft);font-size:.85rem;}
.type-card tr:first-child td{border-top:none;}
.type-card td.label{color:var(--paper-dim);}
.type-card td.value{text-align:right;font-weight:500;}

/* ---------- logo strip ---------- */
.logo-strip{
  display:flex;
  gap:40px;
  flex-wrap:wrap;
  align-items:center;
  color:var(--paper-faint);
  font-family:var(--serif);
  font-size:1.05rem;
}

/* ---------- testimonials ---------- */
.quote-card{
  background:var(--surface);
  border:1px solid var(--line);
  padding:26px;
  border-radius:var(--radius);
  box-shadow:0 20px 40px rgba(0,0,0,0.28);
}
.quote-card p{
  font-family:var(--serif);
  font-size:1.1rem;
  color:var(--paper);
  margin-bottom:18px;
}
.quote-attr{display:flex;align-items:center;gap:12px;}
.avatar{
  width:40px;height:40px;
  border-radius:50%;
  background:linear-gradient(135deg,var(--violet),var(--gold));
  color:#100B1E;
  font-family:var(--serif);
  font-weight:700;
  display:flex;align-items:center;justify-content:center;
  flex-shrink:0;
}
.quote-attr .who b{display:block;font-size:.9rem;}
.quote-attr .who span{display:block;color:var(--paper-dim);font-size:.78rem;}

/* ---------- filter engine (compare-investments page) ---------- */
.engine{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:28px;
  margin-bottom:44px;
  box-shadow:0 20px 40px rgba(0,0,0,0.28);
}
.engine-row{
  display:grid;
  grid-template-columns:2fr repeat(4,1fr) auto;
  gap:16px;
  align-items:end;
}
@media (max-width:1000px){
  .engine-row{grid-template-columns:1fr 1fr;}
}
.field label{
  display:block;
  font-size:.8rem;
  color:var(--paper-dim);
  margin-bottom:7px;
}
.field input[type="text"],
.field select{
  width:100%;
  background:var(--ink);
  border:1px solid var(--line);
  color:var(--paper);
  padding:11px 12px;
  border-radius:8px;
  font-family:var(--sans);
  font-size:.92rem;
}
.field input[type="text"]:focus,.field select:focus{border-color:var(--gold);}

.results-meta{
  display:flex;
  justify-content:space-between;
  align-items:center;
  margin-bottom:14px;
  color:var(--paper-dim);
  font-size:.9rem;
}

table.compare-table{
  width:100%;
  border-collapse:separate;
  border-spacing:0;
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  overflow:hidden;
  box-shadow:0 20px 40px rgba(0,0,0,0.28);
}
table.compare-table thead th{
  text-align:left;
  font-weight:600;
  font-size:.8rem;
  color:var(--paper-dim);
  padding:14px 16px;
  border-bottom:1px solid var(--line);
  background:var(--surface-2);
}
table.compare-table tbody td{
  padding:16px;
  border-bottom:1px solid var(--line-soft);
  font-size:.92rem;
  vertical-align:top;
}
table.compare-table tbody tr:last-child td{border-bottom:none;}
table.compare-table tbody tr:hover{background:var(--violet-dim);}
td.type-name{font-weight:600;color:var(--paper);font-family:var(--serif);font-size:1.02rem;}
td.type-name .sub{display:block;font-family:var(--sans);font-weight:400;font-size:.8rem;color:var(--paper-dim);margin-top:3px;}

.no-results{
  text-align:center;
  padding:60px 20px;
  color:var(--paper-dim);
  border:1px dashed var(--line);
  border-radius:var(--radius);
}

.compare-tray{
  position:sticky;
  bottom:0;
  background:var(--surface-2);
  border-top:1px solid var(--gold);
  padding:16px 0;
  display:none;
  z-index:30;
}
.compare-tray.show{display:block;}
.compare-tray .wrap{display:flex;justify-content:space-between;align-items:center;}
.compare-tray .picks{display:flex;gap:10px;flex-wrap:wrap;color:var(--paper-dim);font-size:.9rem;}
.compare-tray .picks b{color:var(--paper);}

.sbs{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
  gap:1px;
  background:var(--line);
  border:1px solid var(--line);
  border-radius:var(--radius);
  overflow:hidden;
}
.sbs-col{background:var(--surface);padding:22px;}
.sbs-col h4{font-family:var(--serif);margin-bottom:16px;}
.sbs-row{padding:10px 0;border-top:1px solid var(--line-soft);font-size:.88rem;}
.sbs-row:first-of-type{border-top:none;}
.sbs-row .k{color:var(--paper-dim);display:block;font-size:.75rem;margin-bottom:3px;}

/* ---------- forms ---------- */
.form-panel{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:32px;
  box-shadow:0 20px 40px rgba(0,0,0,0.28);
}
.form-row{margin-bottom:18px;}
.form-row label{display:block;font-size:.85rem;color:var(--paper-dim);margin-bottom:7px;}
.form-row input,.form-row select,.form-row textarea{
  width:100%;
  background:var(--ink);
  border:1px solid var(--line);
  color:var(--paper);
  padding:12px 14px;
  border-radius:8px;
  font-family:var(--sans);
  font-size:.95rem;
}
.form-row textarea{resize:vertical;min-height:120px;}
.form-two{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
@media (max-width:600px){.form-two{grid-template-columns:1fr;}}

.notice{
  border:1px solid var(--line);
  border-left:3px solid var(--gold);
  padding:16px 18px;
  border-radius:8px;
  color:var(--paper-dim);
  font-size:.9rem;
  background:var(--surface);
}

/* ---------- wealth manager cards ---------- */
.manager-card{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:30px;
  display:flex;
  flex-direction:column;
  height:100%;
  box-shadow:0 20px 40px rgba(0,0,0,0.28);
}
.manager-card.placeholder{
  border-style:dashed;
  align-items:flex-start;
  justify-content:center;
  min-height:340px;
  color:var(--paper-dim);
  box-shadow:none;
}
.manager-card .badge{
  display:inline-block;
  font-size:.75rem;
  padding:3px 12px;
  border-radius:20px;
  border:1px solid rgba(111,211,163,0.4);
  color:var(--sage);
  margin-bottom:16px;
  width:fit-content;
}
.manager-card h3{margin-bottom:4px;}
.manager-card .aum{color:var(--paper-dim);font-size:.85rem;margin-bottom:18px;}
.manager-card ul{list-style:none;margin:0 0 22px 0;padding:0;flex-grow:1;}
.manager-card li{
  padding:9px 0;
  border-top:1px solid var(--line-soft);
  font-size:.9rem;
  display:flex;
  justify-content:space-between;
}
.manager-card li:first-child{border-top:none;}
.manager-card li span.k{color:var(--paper-dim);}

/* ---------- CTA banner ---------- */
.cta-banner{
  background:var(--surface-2);
  border:1px solid var(--line);
  border-radius:20px;
  padding:48px;
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:24px;
  flex-wrap:wrap;
  box-shadow:0 20px 50px rgba(0,0,0,0.3);
}
.cta-banner h2{margin-bottom:6px;}

/* ---------- footer ---------- */
footer.site-footer{
  padding:56px 0 30px;
  background:var(--surface);
  border-top:1px solid var(--line-soft);
}
.footer-grid{
  display:grid;
  grid-template-columns:1.4fr repeat(4,1fr);
  gap:32px;
  margin-bottom:40px;
}
@media (max-width:900px){
  .footer-grid{grid-template-columns:repeat(2,1fr);}
}
.footer-grid h4{
  font-family:var(--sans);
  font-size:.85rem;
  color:var(--paper-dim);
  margin-bottom:16px;
  font-weight:600;
}
.footer-grid ul{list-style:none;margin:0;padding:0;}
.footer-grid li{margin-bottom:10px;}
.footer-grid a{color:var(--paper);font-size:.9rem;}
.footer-grid a:hover{color:var(--gold-bright);}
.footer-bottom{
  border-top:1px solid var(--line);
  padding-top:22px;
  display:flex;
  justify-content:space-between;
  flex-wrap:wrap;
  gap:12px;
  color:var(--paper-faint);
  font-size:.82rem;
}
.disclaimer{
  max-width:800px;
  color:var(--paper-faint);
  font-size:.78rem;
  margin-top:18px;
  line-height:1.6;
}

/* ---------- page hero (inner pages) ---------- */
.page-hero{
  padding:56px 0 44px;
  border-bottom:1px solid var(--line-soft);
}
.page-hero .kicker{color:var(--gold-bright);font-size:.9rem;margin-bottom:10px;font-family:var(--serif);}

.back-link{color:var(--paper-dim);font-size:.9rem;display:inline-flex;align-items:center;gap:6px;margin-bottom:18px;}
.back-link:hover{color:var(--gold-bright);}

.article-body{max-width:70ch;}
.article-body h2{margin-top:1.4em;}
.article-body p{max-width:none;}
.article-meta{color:var(--paper-dim);font-size:.9rem;margin-bottom:30px;}

.faq-item{border-top:1px solid var(--line-soft);padding:20px 0;}
.faq-item:first-child{border-top:none;}
.faq-item summary{cursor:pointer;font-weight:600;list-style:none;display:flex;justify-content:space-between;}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item summary::after{content:'+';color:var(--gold-bright);font-size:1.3rem;}
.faq-item[open] summary::after{content:'–';}
.faq-item p{margin-top:12px;color:var(--paper-dim);}

/* =========================================================
   Homepage v2 — segmented layout (crystal hero, categories,
   criteria-filter tool, carousel, tool cards, steps, footer)
   ========================================================= */

.segment-label{
  color:var(--gold-bright);
  font-family:var(--serif);
  font-size:.85rem;
  margin-bottom:8px;
}

/* ---- crystal hero graphic ---- */
.hero-v2{
  padding:64px 0 56px;
  border-bottom:1px solid var(--line-soft);
  position:relative;
  overflow:hidden;
  background:
    radial-gradient(720px circle at 90% -10%, rgba(139,92,255,0.32), transparent 60%),
    radial-gradient(500px circle at 0% 40%, rgba(242,185,59,0.10), transparent 60%);
}
.hero-v2-grid{
  display:grid;
  grid-template-columns:1.1fr 0.9fr;
  gap:40px;
  align-items:center;
}
.hero-v2 h1{font-size:clamp(2.2rem,4vw,3.2rem);text-transform:uppercase;letter-spacing:-0.01em;}
.hero-v2-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px;}

.crystal-wrap{
  position:relative;
  display:flex;
  align-items:center;
  justify-content:center;
  min-height:260px;
}
.crystal{filter:drop-shadow(0 30px 40px rgba(139,92,255,0.35));}

/* ---- category cards (two-stat) ---- */
.category-card{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:20px;
  box-shadow:0 16px 32px rgba(0,0,0,0.25);
}
.category-card h4{font-family:var(--serif);font-size:1.05rem;margin-bottom:14px;}
.category-card .stat-row{display:flex;gap:22px;margin-bottom:16px;}
.category-card .stat-row div b{
  display:block;font-family:var(--serif);color:var(--gold-bright);font-size:1.2rem;
}
.category-card .stat-row div span{font-size:.72rem;color:var(--paper-dim);}
.category-card .btn{width:100%;justify-content:center;padding:9px 16px;font-size:.85rem;}
.btn-green{
  background:linear-gradient(135deg,#7BE0A8,#4FBF87);
  color:#08211A;
  box-shadow:0 10px 22px rgba(79,191,135,0.25);
}
.btn-green:hover{transform:translateY(-1px);box-shadow:0 14px 28px rgba(79,191,135,0.35);}

/* ---- criteria filter tool (checkbox panel + table) ---- */
.tool-shell{
  display:grid;
  grid-template-columns:240px 1fr;
  gap:0;
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  overflow:hidden;
  box-shadow:0 20px 40px rgba(0,0,0,0.28);
}
.criteria-panel{
  background:var(--surface-2);
  padding:22px;
  border-right:1px solid var(--line);
}
.criteria-panel h4{font-size:.85rem;color:var(--paper-dim);margin-bottom:14px;font-weight:600;}
.criteria-panel label{
  display:flex;align-items:center;gap:9px;
  font-size:.88rem;padding:7px 0;color:var(--paper);
  cursor:pointer;
}
.criteria-panel input[type="checkbox"]{accent-color:var(--gold);width:15px;height:15px;}
.criteria-panel .btn{width:100%;justify-content:center;margin-top:16px;}
.tool-table-wrap{padding:22px;overflow-x:auto;}
.tool-table-wrap table{width:100%;border-collapse:collapse;min-width:560px;}
.tool-table-wrap th{
  text-align:left;font-size:.75rem;color:var(--paper-dim);
  padding:10px 12px;border-bottom:1px solid var(--line);font-weight:600;
}
.tool-table-wrap td{padding:12px;border-bottom:1px solid var(--line-soft);font-size:.85rem;}
.tool-table-wrap tr:hover td{background:var(--violet-dim);}
@media (max-width:800px){
  .tool-shell{grid-template-columns:1fr;}
  .criteria-panel{border-right:none;border-bottom:1px solid var(--line);}
}

/* ---- featured carousel ---- */
.carousel-wrap{position:relative;}
.carousel-track{
  display:flex;
  gap:20px;
  overflow-x:auto;
  scroll-snap-type:x mandatory;
  padding-bottom:8px;
  scrollbar-width:none;
}
.carousel-track::-webkit-scrollbar{display:none;}
.carousel-card{
  flex:0 0 240px;
  scroll-snap-align:start;
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:20px;
  box-shadow:0 16px 32px rgba(0,0,0,0.25);
}
.carousel-card .type-icon{margin-bottom:12px;}
.carousel-card h4{font-size:.98rem;margin-bottom:6px;font-family:var(--serif);}
.carousel-card p{font-size:.82rem;color:var(--paper-dim);margin-bottom:14px;}
.carousel-nav{
  display:flex;gap:10px;justify-content:flex-end;margin-bottom:16px;
}
.carousel-nav button{
  width:36px;height:36px;border-radius:50%;
  background:var(--surface-2);border:1px solid var(--line);color:var(--paper);
  cursor:pointer;font-size:1rem;
}
.carousel-nav button:hover{border-color:var(--gold);color:var(--gold-bright);}

/* ---- tool cards (insights & tools) ---- */
.insight-tool-card{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:22px;
  display:flex;
  gap:16px;
  box-shadow:0 16px 32px rgba(0,0,0,0.25);
}
.insight-tool-card .icon-box{
  width:48px;height:48px;border-radius:12px;flex-shrink:0;
  background:linear-gradient(135deg,var(--violet),var(--gold));
  display:flex;align-items:center;justify-content:center;
  font-size:1.3rem;
}
.insight-tool-card h4{font-size:1rem;margin-bottom:6px;}
.insight-tool-card p{font-size:.85rem;color:var(--paper-dim);margin-bottom:12px;}
.insight-tool-card .badge-soon{
  font-size:.7rem;color:var(--paper-faint);border:1px solid var(--line);
  padding:2px 9px;border-radius:20px;display:inline-block;margin-bottom:10px;
}

/* live calculator widget */
.calc-widget{display:flex;gap:10px;align-items:flex-end;flex-wrap:wrap;margin-bottom:10px;}
.calc-widget .cfield{flex:1;min-width:100px;}
.calc-widget label{display:block;font-size:.72rem;color:var(--paper-dim);margin-bottom:4px;}
.calc-widget input{
  width:100%;background:var(--ink);border:1px solid var(--line);color:var(--paper);
  padding:8px 10px;border-radius:6px;font-size:.85rem;
}
.calc-result{font-family:var(--serif);color:var(--gold-bright);font-size:1.1rem;margin-top:6px;}

/* ---- recent analysis cards ---- */
.analysis-card{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  overflow:hidden;
  box-shadow:0 16px 32px rgba(0,0,0,0.25);
}
.analysis-thumb{
  height:130px;
  background:linear-gradient(135deg,var(--violet) 0%, var(--surface-2) 60%, var(--gold) 130%);
  opacity:.85;
}
.analysis-card .body{padding:18px;}
.analysis-card h4{font-size:.95rem;margin-bottom:8px;}
.analysis-card p{font-size:.82rem;color:var(--paper-dim);margin-bottom:0;}

/* ---- how it works: icon steps ---- */
.icon-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}
@media (max-width:800px){.icon-steps{grid-template-columns:repeat(2,1fr);}}
.icon-step{text-align:left;}
.icon-step .icon-circle{
  width:56px;height:56px;border-radius:50%;
  background:var(--surface);border:1px solid var(--line);
  display:flex;align-items:center;justify-content:center;
  font-family:var(--serif);color:var(--gold-bright);font-size:1.2rem;
  margin-bottom:14px;
}
.icon-step h4{font-size:.95rem;margin-bottom:6px;}
.icon-step p{font-size:.82rem;color:var(--paper-dim);}

/* ---- quick compare widget ---- */
.quick-compare{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:24px;
  box-shadow:0 20px 40px rgba(0,0,0,0.28);
}
.quick-compare h3{font-size:1.05rem;margin-bottom:16px;}
.quick-compare .qc-row{
  display:flex;justify-content:space-between;align-items:center;
  padding:10px 0;border-top:1px solid var(--line-soft);
}
.quick-compare .qc-row:first-of-type{border-top:none;}
.quick-compare .qc-row label{font-size:.85rem;color:var(--paper-dim);}
.quick-compare .qc-row select{
  background:var(--ink);border:1px solid var(--line);color:var(--paper);
  padding:7px 10px;border-radius:6px;font-size:.85rem;min-width:120px;
}
.quick-compare .btn{width:100%;justify-content:center;margin-top:18px;}

/* ---- trust & security badges ---- */
.trust-badge{
  display:flex;gap:14px;align-items:flex-start;
  background:var(--surface);border:1px solid var(--line);
  border-radius:var(--radius);padding:20px;
  box-shadow:0 16px 32px rgba(0,0,0,0.25);
}
.trust-badge .icon-circle{
  width:44px;height:44px;border-radius:50%;flex-shrink:0;
  background:linear-gradient(135deg,var(--violet),var(--sage));
  display:flex;align-items:center;justify-content:center;font-size:1.1rem;
}
.trust-badge h4{font-size:.92rem;margin-bottom:4px;}
.trust-badge p{font-size:.8rem;color:var(--paper-dim);margin-bottom:0;}

/* ---- footer v2 with newsletter ---- */
.footer-newsletter{
  background:var(--surface-2);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:22px;
}
.footer-newsletter h4{font-size:.95rem;color:var(--paper);margin-bottom:8px;}
.footer-newsletter .nl-row{display:flex;gap:8px;margin-top:12px;}
.footer-newsletter input{
  flex:1;background:var(--ink);border:1px solid var(--line);color:var(--paper);
  padding:10px 12px;border-radius:8px;font-size:.85rem;
}
.social-row{display:flex;gap:14px;flex-wrap:wrap;}
.social-row a{font-size:.85rem;color:var(--paper);}
.social-row a:hover{color:var(--gold-bright);}